I’m a new college grad who usually landed a job…starting off with great pay, k/year. I’ve already gotten a residence (thanks to my dad’s credit as well as downpayment) as well as a debt is usually around 0/month as well as after taxes as well as utils it shouldn’t be most some-more than 0. So we will have a lot of disposable income, we wish to deposit though seductiveness rates have been so low upon all right now, bonds appear really volatile, we do not know if we wish to get in to line similar to bullion as well as silver…is there anything else we should demeanour to? Maybe usually put a bulk of it toward a 401k? Or may be deposit in upgrades to my residence to enlarge a worth of my biggest item until a manage to buy calms down?
 |
|
|
House prices are low just now so maybe investigate your local market to get a feel for it and buy to let. Your tenant will pay your mortgage and once the house prices start to rise again you can either sell or continue to let.
Right now current situation for safe investment is better also bank FD gives higher interest rate and stock market decline every day. Mine choice is bank FD.
Situation is same like past stock market suffer and always it’s prove with better condition if you are investor your choice is stock market without fail.
Hi Butchie
Have you thought about historical undervalued shares which pay increasing dividends each year?
Steven
Invest in finance and banking sector also telecom sector is at bottom level now they all go up trend.
Silver,gold,stocks, real estate and tax lien certificates are just few of your options.
Mutual Funds. The more diverse you are, the better. Look up the Kelly Principle
Edit: Some of these people don’t really know what they are talking about- putting substantial amounts of your money into one stock, sector, or commodity is just plan stupid unless you do that for a living and have a significant amount of financial knowledge. Putting all of your money into oil or gas companies is just gambling away your money. It would be like placing hundreds or thousands of dollars on the bet that whatever card I flip out of a card deck will be higher than the one you are holding, as opposed to lower. If you win once, you could lose again immediately. And even if the stock gains ten percent in a few month’s time, it could lose twenty percent or more in a week or even day and sometimes take MONTHS to grow back. You are right, stocks are volatile. If you want to invest, spread your investments over a large number of stocks and sectors, and/or purchase mutual funds. Investing now in your retirement is a very, very, very smart idea, as is setting aside some money in savings. I would suggest talking to an investing professional or consultant if you are serious about this, not yahoo answers.
Good luck!
A good long term investment is any major energy company.
Exxon Mobil (XOM)
Chevron (CVX)
Conoco Phillips (COP)
Royal Dutch Shell (RDS.A)
BP
Pay nice dividends and all 5 companies are heavily involved in every segment of operations and also natural gas. Now if your looking for a higher dividend with less potential of future gains, but yet stays steady…
NuStar (NS)
Holly Energy Partners (HEP)
Most of them are still below their rolling average, I picked up CVX at 88.90 a share, and its eclipsing 98 a share as of now. Add in $0.78 dividend per share every 3 months and its pure profits.
I think you should buy silver. As long as the governments of the world continue to print money backed by nothing but debt, buy silver. As long as the criminal banking cabal continue to suppress the price of silver to prop up the US dollar, buy silver. As long as we continue to use up the world’s supply of silver in throwaway electronics, buy silver.
Silver has outperformed gold the last 2 years for a reason. The gold to silver ratio will continue to close back to historic 16-1 levels, possibly overshooting it. Silver is more volatile, and that just means has more upside.
Get in and hold on. Buy the physical, secure it yourself, tell no one.